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We wish all of you the happiest of holidays on this day that we celebrate our country’s independence.
Happy 4th of July … from all of us @dotData.

dotData

dotData Automated Feature Engineering powers our full-cycle data science automation platform to help enterprise organizations accelerate ML and AI projects and deliver more business value by automating the hardest part of the data science and AI process - feature engineering and operationalization. Learn more at dotdata.com, and join us on Twitter and LinkedIn.

Recent Posts

Margin Compression: NIM Is Up, Auto Spreads Are Down

Key Takeaways Headline margins are widening: bank industry NIM was 3.32% in Q2 2026, up…

2 days ago

Captive Finance: The Book Your Subvention Doesn’t Cover

Key Takeaways Subvention covers only part of a captive finance company's book: The vehicle manufacturer…

1 week ago

Buy Rate: The Half of the Indirect Auto Price You Actually Set

Key Takeaways The buy rate imposed is the one set by the lender, since the…

3 weeks ago

Loan Pricing: Where Your Rate Sheet Can Be Wrong in Both Directions

Key Takeaways A rate sheet shows how a score turns into a price. If the…

4 weeks ago

Why Most Credit Decisioning Evaluations Fail

Auto loan balances reached $1.69 trillion in Q1 2026, and lenders originated $182.1 billion in…

1 month ago

Auto Loan Delinquency at a Record: The State of Auto Finance, H1 2026

Getting a real read on auto credit means pulling data from at least six places…

2 months ago