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Lenders often focus on the strength of the loan origination scorecard when evaluating lending analytics.…
Summary The U.S. auto lending industry is facing critical stress from record levels of delinquency…
As 2025 drew to a close, the auto lending industry had seen some significant shifts…
Auto lenders face a roll-rate problem that doesn’t always appear on the standard 30/60/90‑day dashboard.…
The Dealer Gatekeeper Problem In today’s auto finance market, credit risk is no longer a…
As of the third quarter of 2024, the Consumer Financial Protection Bureau (CFPB) reported more…