Auto lenders face a roll-rate problem that doesn’t always appear on the standard 30/60/90‑day dashboard.…
The Dealer Gatekeeper Problem In today’s auto finance market, credit risk is no longer a…
As of the third quarter of 2024, the Consumer Financial Protection Bureau (CFPB) reported more…
The Dilemma of “Dealer’s Choice” The reality for lenders in 2026 is that the choice…
The Invisible Delinquency Spike The auto lending industry faces precarious conditions. While inflation appears to…
Due to rapidly changing borrower behavior, economic uncertainty, and technological advances, traditional lending underwriting models…