May your table be filled with joy and gratitude this season. From all of us @dotData:
Key Takeaways The Velocity Problem: Traditional 30-60 DPD (Days Past Due) reports are lagging indicators…
Key Takeaways The Equity Problem: Depreciation models overlook that 29.3% of current vehicle trade-ins have…
Lenders often focus on the strength of the loan origination scorecard when evaluating lending analytics.…
Summary The U.S. auto lending industry is facing critical stress from record levels of delinquency…
As 2025 drew to a close, the auto lending industry had seen some significant shifts…
Auto lenders face a roll-rate problem that doesn’t always appear on the standard 30/60/90‑day dashboard.…