May your table be filled with joy and gratitude this season. From all of us @dotData:
Key Takeaways EPD Vulnerability: Conventional credit decisioning software looks at applicant data in isolated silos…
The Macro Reality: Total U.S. auto loan debt has reached a historic $1.685 trillion, prompting…
Key Takeaways The Velocity Problem: Traditional 30-60 DPD (Days Past Due) reports are lagging indicators…
Key Takeaways The Equity Problem: Depreciation models overlook that 29.3% of current vehicle trade-ins have…
Lenders often focus on the strength of the loan origination scorecard when evaluating lending analytics.…
Summary The U.S. auto lending industry is facing critical stress from record levels of delinquency…